Banking Is a Game
So Alex Payne is leaving Twitter to start a bank. That got me thinking about what it is I really want in a bank.
The way I see it, banking is a game. You get X amount of money in at the beginning of the month and when the month is through you have made a bunch of decisions leaving you with Y amount of money. Investing your money will give you a short-term disadvantage but might prove to be a good idea in the long run. If that isn’t the game dynamics of a strategy game I don’t know what is.
I want a bank that recognizes this dynamic and helps me exploit it to my gain. I want a bank that lets me level up if I meet my savings goals. I want a bank that gives me badges for not spending too much money on cab rides. I don’t want my online bank to be a long list of credit card charges. I want a heads up display that shows me how I’m doing in the game. Am I on my way to leveling up? Am I going to get the 2% bonus for having more money in my savings account than my current level requires?
If something like Chore Wars can get people to do chores why can’t we get something similar for spending and saving money?
